The Personal Financial Management Program provides personal financial education, training, counseling and information and referral through one-on-one training, group classes, and unit training. This program is FREE and open to service members, and their family members. Financial counseling regarding personal budget development, use of credit card, debt management, investment and retirement planning is also available through this program.
References: MCO 1700.37, NDAA-FY16, MARADMIN 632/19, MARADMIN 346/20.

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Financial Services

Financial Planning

Goal Setting
Transitional Challenges

Money Management

Budgeting and Cash Management

This information will help you identify where you are financially and assist you in reviewing your financial decision making process. It is difficult to make sound financial decisions if you do not have the correct information to assist you.
Pay/Allowances
Use of Credit and Debt
Credit can be your best ally or your worst enemy. The way you develop your credit file and how you manage it can propel you forward in reaching your financial goals or hold you back and cause your financial plans to be delayed or worse unobtainable.
Major Purchase Planning

Investment Planning

Thrift Savings Plan (TSP)
TSP is one of many tools available to help you maximize your retirement. Finding out what TSP can do for you will help you place the program in your planning process and help you reach your retirement goals.
Roth IRA's, Traditional IRA's
Consumer Benefits and Rights

Retirement Planning

Useful Websites
Savings and Investing: www.kiplinger.com

IRS: www.IRS.gov

Pay and Allowances: www.dfas.mil

Entitlements and Benefits: www.defenselink.mil

TSP: www.TSP.gov

Consumer Financial Protection Bureau: www.consumerfinance.gov

Better Business Bureau: www.bbb.org/

Annual Credit Report: www.annualcreditreport.com

National Automobile Dealers Association Guides: www.nadaguides.com